K.P.A.D. offers more-than-competitive return rates - up to 6% annual returns on select investment packages.
The K.P.A.D. Model
K.P.A.D. strategically employs investor's dollars to ensure returns for its investors as well as quality living spaces for its Impact Home residents.
Similar to how a CD works, your investment is locked away for either a six month or one year period, during which your investment accrues interest.
At the end of your investment period, your initial investment is returned along with the interest gained during your investment period.
You may choose to simply withdraw your interest while allowing your initial investment to remain within the LLC. This will require a new contract for another annual or semi-annual investment period.
K.P.A.D. targets for purchase two-flat, brick and/or gray stone buildings, comprised of two apartments each that are being sold at below-market value and that have proven to need minimal rehab or repairs.
This approach enables K.P.A.D. to price its rents below market value, making its units among the more affordable housing opportunities in the area.
K.P.A.D. strategically employs investment dollars to acquire each property. Once each property is rehabbed and occupied, K.P.A.D. pursues mortgage options which pay back initial investors as well as generate positive cash flow for the LLC.
In-coming rents cover ongoing building maintenance fees.
K.P.A.D. contracts with D2O Construction, a repair and building management company owned and operated by NCCF Members. This arrangement keeps initial and ongoing repair expenses down, and it ensures that K.P.A.D. properties are well maintained.